When planning for the future, writing a will might be the most important step to protect your assets and ensure your loved ones are financially protected. Many people ask, Do you need a lawyer to make a will? While you are not legally required to hire an attorney to draft your will, having an attorney is often crucial in...
Continue ReadingProbate court is a legal process that follows a person’s death. It goes through various stages to help settle the estate, handle any outstanding debts, and distribute assets to named beneficiaries. Probate records are public records. These include everything from a will to estate inventories, letters of administration, and any document related to the estate’s administration and settlement. These...
Continue ReadingAssets that can disqualify you from Medicaid include significant savings, investment accounts, additional properties besides your primary residence, expensive vehicles, and certain valuable personal property. Medicaid typically requires applicants to have limited financial resources, so substantial liquid assets or multiple real estate holdings may render you ineligible. Understanding which assets are countable and exempt can help you better plan...
Continue ReadingMost seniors and their loved ones apply for Medicaid themselves rather than use an attorney. While you don’t need an attorney to file your application, doing so provides you and your loved ones with numerous benefits. One of the biggest reasons seniors do not use attorneys is not because they don’t need one, but because they are afraid of...
Continue ReadingProbate is a court procedure that closes out an estate, and one part of probate is ensuring that all creditors are paid before that estate is closed. The court does not pay these bills. It is the executor of the estate that must secure the funds, pay any debts confirmed, and show proof to the court that the debts...
Continue ReadingAfter a death, paperwork arrives faster than answers. Families often pause over one question that carries real consequences: Do all estates have to go through probate in New York? The answer depends on how property changes hands at death, not simply on whether a will exists. Probate comes into play only when assets lack a clear path forward. Meaning,...
Continue ReadingAfter someone dies, their loved ones transfer their property to new owners through the probate process. Unfortunately, that process can take some time, leaving many wondering, How long does probate take? The length of time probate takes in New York depends on the organization of the estate and any issues that may arise during the process. Many estates wrap...
Continue ReadingWhen someone dies with a will, their family typically must go through the probate process to inherit the assets left behind. Probate can be difficult enough when everything is in order. But what happens when a loved one disagrees about whether the will is legally valid? What if there are concerns about whether it is truly an expression of...
Continue ReadingPaying for long-term care can quickly impact your net worth, especially when yearly nursing home costs can reach into six figures. Many people assume they must spend their life savings before qualifying for financial assistance. Yet careful planning using several strategies can reduce, or even eliminate, out-of-pocket costs for nursing home care through Medicaid. Understanding how to pay for...
Continue ReadingPaying for long-term medical care can quickly deplete years’ worth of savings. Nursing home costs can even put a home at risk, depending on whether you continue to live in it, someone else lives there, or you intend to return. Naturally, many people want to protect assets from nursing home costs in New York while still qualifying for financial...
Continue ReadingTo qualify for Medicaid long-term care coverage, you need to have limited resources and income, even though the costs of long-term care are high. Many people wonder whether they can transfer a house to a child and if Medicaid in New York will still approve their long-term care coverage application. In short, you can, but only if you complete...
Continue ReadingSorting through Medicaid rules can feel overwhelming, especially if you are planning for future care or helping a loved one during a stressful time. Understanding how to qualify for coverage can feel like taking on a second job. Above all else, there is one question almost everyone asks: How much money can you have to qualify for Medicaid in...
Continue ReadingMedicaid can be an excellent program for providing essential medical care to people with limited means. However, a Medicaid recipient may be required to repay the state for the care they receive. And when it comes to paying the state back, many New York homeowners ask the same fearful question: Does Medicaid take your house after you die in...
Continue ReadingYou may have to handle several legal matters while grieving the recent loss of a loved one. Those responsibilities may include determining what happens to jointly owned property when one owner dies in New York. You may ask, Is probate for the jointly owned property necessary? Who owns the house now? This guide helps answer those questions in clear...
Continue ReadingNo one plans to become incapacitated. Yet illness, injury, or cognitive decline can happen at any age. When it does, the question is simple but urgent: Who has the legal authority to step in to help you? You can create your own answers to these questions while you still have capacity and make them enforceable through effective estate planning....
Continue ReadingIf you have a family on Long Island, you already plan ahead every day. You plan for school, work, retirement, and care for loved ones. Estate planning on Long Island, NY, is another way to protect what matters most. Yet many families delay the process because it feels confusing or overwhelming. The good news is this: Estate planning does...
Continue ReadingYour assets are hard-earned. They can sustain you and your family for your lifetime and beyond with proper management. Although you might manage your assets day to day by focusing on frugality and investments, how do you protect them from a crisis? This is where asset protection planning in New York matters. With the right legal strategies in place,...
Continue ReadingA probate sale is the sale of a deceased person’s real property overseen by the probate court. Because there might be competing interests in that real estate, there can be legal ramifications to buying, selling, or possessing property from a probate sale. When you are participating in a probate sale, an attorney familiar with New York’s Surrogate Court and...
Continue ReadingWe understand how difficult it is to lose a loved one. At the same time, the legal process of sorting out an estate can feel overwhelming, especially when you are grieving. One of the biggest questions families have is whether a house in probate can be sold and what the process looks like. The good news is that a...
Continue ReadingDoes Medicaid cover dental in New York? Yes, it includes routine exams, cleanings, fillings, extractions, and dentures. Coverage details can vary, so it’s important to check specific plan benefits and provider availability. The Medicaid program in each state can choose to include dental care coverage for its adult Medicaid recipients. Medicaid dental coverage in New York includes emergency and...
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